Innovation loan

Purpose/Customer segment: Entrepreneurs + Enterprise/Company development + Out in the world
The financing service of innovation loan help to trigger the realization of projects that are assumed to be profitable but are not suitable for full financing in the private sector. Innovation loans help to cover the needs of small and medium-sized enterprises for risk reduction in investment projects via top financing.

Innovation loans can normally comprise up to 50% of the capital requirement for a project. Plus the deduction period is adapted to the depreciation period for the investments that are being financed.

Innovation loans can be granted for investments in:
- Investments in building, machinery, operational fittings, introduction of new technology, consultancy services, market research, business trips, trade fair participation and skill development.