Develop a sound capital strategy and finance growth

Does your company have concrete plans to grow beyond Norway, but lack the collateral needed to secure sufficient bank financing? Growth loans give companies more working capital to accelerate their growth in international markets.

Innovation loans provide favourable top-up financing for profitable development and investment projects when your business cannot secure standard bank financing because it cannot provide collateral for the full loan amount.

Does your business need financing beyond private loans? Low-risk loans are available to businesses that need to finance long-term capital requirements. We offer loans on competitive terms with long repayment periods, tailored to your business needs.

The growth guarantee improves access to bank financing for innovative and/or fast-growing small and medium-sized enterprises. It provides additional security when a company is considered able to service a loan but cannot provide the collateral required to secure bank financing. By guaranteeing 75 per cent of the bank’s losses on the loan, we enable banks to finance companies at an earlier stage of their development.

This scheme provides grants to suppliers developing new products or solutions in close collaboration with one or more pilot customers. Pilot customers may be public or private organisations, and the innovation project must have significant commercial potential.

Pilot-T provides grants to companies developing and testing new, smart transport solutions. The aim is to improve mobility, increase safety and reduce emissions. The grant reduces financial risk during development and helps bring new solutions to market faster.

The Environmental Technology Scheme provides grants for the development, piloting and demonstration of new environmental technology. It supports solutions that deliver clear environmental benefits and have commercial potential. The grant helps reduce the financial risk for companies developing environmental technology and enables the adoption of new solutions.

The Bioeconomy Scheme provides grants for developing and testing new products and solutions based on biological resources. The grants are aimed at companies willing to take risks to develop new technologies and products and help bring innovative solutions into use. The scheme aims to strengthen innovation and value creation in bio-based industries and support more resource-efficient, circular value chains.

Green innovation loans are designed for climate- and environmentally friendly investments in Norwegian companies. The loan supports the green transition of Norwegian business and industry and may be relevant both for established companies seeking to change their production processes and for new industrial ventures.

This innovation loan is for start-ups with growth potential and can finance organisational development and market activities. You can receive the loan twice, up to a total of NOK 2 million.

Our goal is to create value across Norway. We therefore offer dedicated funding schemes for companies in rural areas, with different eligibility requirements.